Save Money! ( Specific item is marked at start in [ ] )

• [Phone] Make calls from anywhere, on road, etc using your 'HOME' Vonage service ($24.99) per month. I USE THIS on iPhone. Steps: 1. Get Vonage Home service (you already know that you can make unlimited calls using this). 2. Download FREE iPhone app - Vongo (FREE). Call from anywhere. Call me if this description is not clear.
• [iPhone] Save Benjis is a great FREE app. I use it.
• [Gas]  I use www.moregallons.com and www.mygallons.com. Best part of it is, you can do this from anywhere in the world.
• [TIME/$$] JCPenny, Macy's, GAP Etc have mobile coupons now - NO MORE PAPER Ads On the iPhone apps like Coupon Sherpa give you direct access to JCPenny, Macy's, Target ads. And I had my first experience in August 2010, when I was at a JCPenny store bought something, forgot to bring the $10 coupon along, pulled the coupon on the iPhone and the store just scanned the coupon right off of my iPhone and I got the discount.
  An example: For the following coupons you can pretty much do everything on your mobile phone
  
  
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Latessttt - For you!

• Look who figured out Indians are all about Bollywood.....Google.

My Stock Market Theory Right now..

• I recommend to sell gold, starting when the price hits $1700 and thereon. The gold prices will come down within $1000 sometime in the next 5 years. Turn around and buy gold at that time, buy new jewelery and make some money! ( 60% of world's gold was used in jewelery till last year. And most jewelery is in India. There is no way majority of Indian public can afford gold at these prices, so it has to become affordable. Now you connect the dots. Some wise thinking and patience will help).
• You hold cash, it is not earning any interest (.25% to 1% is the norm at banks). BUT, hold it that way. The banks, policy makers want you to feel that way - that it is a waste saving money at these rates, and they want you to spend money or invest in riskier things like stocks etc.
• TIPS, stocks and Treasury Bills: Also, based on where we are – Fed is printing money, interest rates are zero, recession is on, stock market is moving +ve indicating industry making money – how do you keep your money, earn something on it, and still keep it valuable and not depreciate ? here are your options: (TIPS, stocks and Treasury Bills make sense). Read about these to understand them better.
• DIVIDEND PAYING STOCKS: I am sure you can find any number of articles on this subject, so I leave that to you if that is your area of interest. My point here is - In current times, dividend paying stocks are double strong - they pay dividends + they can go up. So make use of this opportunity. Some good ones - Johnson & Johnson, Verizon Communications, Phillip Morris International, AT&T, Exxon Mobil, Chevron, Procter & Gamble, Pfizer, General Electric, and Merck 
• ON WHY I BELIEVE STOCKS STILL ARE THE PLACE TO MAKE MONEY  - Please don’t get me wrong, I DON’T RECOMMEND STOCKS, Mutual funds etc – the wall street. But I do recommend stocks if you stay educated, love reading news, and stay on top of your portfolio. Stock market – it is a market like the ‘sabji mandi’ in India – come BUY your things, and USE them (make money and sell them), don’t take the sabji home and let it rot. Yes, stock market is the only place where you will get the most returns. MIND you, sometimes the returns are NEGATIVE as well. I have been there too. DISCLAIMER – these are solely my opinion!!!.
• Basics of Investing have to be strong in the long run - you should not end up broke. Try balancing the below:
  Keep your principal. Weigh/Analyze your current income. Strategies towards growing your capital. Some play towards aggressive income. Investments tied to growth.
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Music At Home, Car and Anywhere!!

My Music on the go buddy...

WYSIWYG!!....so see it!!

******* This might save a bit of time for you. These links work and I'll try to keep this list updated:

• Cricket Links I useCricket Link1
  Cricket Link2
  Cricket Link3
  Cricket Link4 (Good Quality Highlights)
  Cricket Link5 [Caution: the site is NOT neat, but gets you links to cricket/sports etc]. Ask me for this link and I'll give it  [Tested with IE]

• Movies1  [Tested with IE]
• TV Channels  I have tested this link, and plugins at vexcast are safe to install [Tested with IE] 
• TV News   [Tested with IE]
• World TV Channels1  [Tested with IE]
• World TV Channels2
• World TV Channels3    [Tested with IE]
• Radio  [Tested with IE]
• A GOOD SITE With SUBSCRIPTION for TV. I use them  [Tested on both IE and Firefox]